Filing Deadlines Under Iowa Law
A limitation period is the window the law allows for starting a lawsuit. Under section 614.1 of the Iowa Code, actions may be brought within the stated times "after their causes accrue, and not afterwards, except when otherwise specially declared." Actions "founded on injuries to the person," whether based on contract or tort, must be brought "within two years."
Product claims carry an outer limit, often called a statute of repose. Subsection 2A of section 614.1 provides that a product claim for death or injury against a manufacturer, assembler, designer, supplier of specifications, seller, lessor or distributor "shall not be commenced more than fifteen years after the product was first purchased, leased, bailed, or installed for use or consumption," unless the product was expressly warranted for a longer period by one of those parties. It also does not affect the time for a person found liable to seek contribution or indemnity from someone whose actual fault caused the defect.
For a child, section 614.8 of the Iowa Code extends the times limited in chapter 614 and chapters 216, 659A, 669 and 670, except actions for penalties and forfeitures and as provided in section 614.1, subsection 9, so that a minor has "one year from and after attainment of majority." The same section gives persons with mental illness one year after the disability ends.
Government defendants have their own periods. Under section 670.5 of the Iowa Code, except as provided in section 614.8, a person claiming damages from a municipality or its officer, employee or agent must commence an action "within two years after the alleged wrongful death, loss, or injury." Under section 669.13 of the Iowa Code, except as provided in section 614.8, a State Tort Claims Act claim is "forever barred" unless, within two years after it accrued, it is made in writing and filed with the director of the department of management. The time to begin suit extends six months from the attorney general's mailing of notice of final disposition, or from withdrawal under section 669.5, if it would otherwise expire sooner; subsection 2 adds a six-month extension when an agency or court determines that chapter is the exclusive remedy. That section is the only limitation statute for those claims.
A deadline that has run can end a claim regardless of its merits. Sorting out which of these periods fits a particular building and defendant is something a case evaluation conversation can cover.